Filing Flows › PCB Bancorp (PCB) › Q3 2026 › vs Q3 2025
PCB Bancorp (PCB) Q3 2026 vs Q3 2025 (year over year)
PCB Bancorp's revenue rose $2.0M (+7%) from $30.4M in Q3 2025 to $32.4M in Q3 2026. Operating margin 52.6% against 52.3% (+0.3 pts).
PCB Bancorp, Q3 2026: revenue $32.4M (+7% year over year), operating margin 52.6%, net earnings $12.2M, operating cash flow $15.4M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 52.6% | 52.3% | +0.3 pts |
| Net margin | 37.7% | 37.5% | +0.1 pts |
| Free cash flow margin | 46.8% | 53.2% | -6.4 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $32.4M | $30.4M | $2.0M | +7% |
| Operating profit | $17.0M | $15.9M | $1.1M | +7% |
| Costs & expenses | $15.3M | $14.5M | $859K | +6% |
| Pre-tax earnings | $17.0M | $15.9M | $1.1M | +7% |
| Net earnings | $12.2M | $11.4M | $796K | +7% |
| Income tax | $4.8M | $4.5M | $345K | +8% |
| Depreciation | $499K | $565K | −$66K | -12% |
| Share-based compensation | $231K | $227K | $4K | +2% |
| Working capital & other | $2.4M | $4.2M | −$1.8M | -42% |
| Operating cash flow | $15.4M | $16.4M | −$1.0M | -6% |
| Free cash flow (OCF − capex) | $15.2M | $16.2M | −$1.0M | -6% |
| Capital expenditures | $225K | $247K | −$22K | -9% |
Questions
How much did PCB Bancorp's revenue grow year over year in Q3 2026?
PCB Bancorp's revenue rose $2.0M (+7%) from $30.4M in Q3 2025 to $32.4M in Q3 2026. Operating margin 52.6% against 52.3% (+0.3 pts).