Filing Flows › Peoples Bancorp (PEBO) › Q3 2026 › vs Q3 2025
Peoples Bancorp (PEBO) Q3 2026 vs Q3 2025 (year over year)
Peoples Bancorp's revenue rose $4.3M (+4%) from $115M in Q3 2025 to $119M in Q3 2026. The biggest changes: Net interest income +$2.5M (+3%); Noninterest income +$1.8M (+8%). Operating margin 34.6% against 33.0% (+1.6 pts).
Peoples Bancorp, Q3 2026: revenue $119M (+4% year over year), operating margin 34.6%, net earnings $32.6M, operating cash flow $48.7M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 34.6% | 33.0% | +1.6 pts |
| Net margin | 27.3% | 25.6% | +1.7 pts |
| Free cash flow margin | 39.4% | 11.0% | +28.4 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $93.8M | $91.3M | $2.5M | +3% |
| Noninterest income | $25.6M | $23.8M | $1.8M | +8% |
| Revenue | $119M | $115M | $4.3M | +4% |
| Operating profit | $41.4M | $38.0M | $3.4M | +9% |
| Costs & expenses | $78.1M | $77.2M | $935K | +1% |
| Pre-tax earnings | $41.4M | $38.0M | $3.4M | +9% |
| Credit loss provision | $3.6M | $7.3M | −$3.7M | -51% |
| Noninterest expense | $74.5M | $69.9M | $4.6M | +7% |
| Net earnings | $32.6M | $29.5M | $3.1M | +11% |
| Income tax | $8.8M | $8.5M | $246K | +3% |
| Share-based compensation | $2.1M | $1.3M | $756K | +57% |
| Working capital & other | $14.0M | −$16.4M | $30.4M | — |
| Operating cash flow | $48.7M | $14.4M | $34.3M | +238% |
| Free cash flow (OCF − capex) | $47.1M | $12.7M | $34.4M | +270% |
| Capital expenditures | $1.6M | $1.7M | −$74K | -4% |
Questions
How much did Peoples Bancorp's revenue grow year over year in Q3 2026?
Peoples Bancorp's revenue rose $4.3M (+4%) from $115M in Q3 2025 to $119M in Q3 2026.
What drove Peoples Bancorp's revenue change in Q3 2026?
Net interest income +$2.5M (+3%); Noninterest income +$1.8M (+8%).