Filing Flows › Peoples Bancorp (PEBO) › Q3 2026
Peoples Bancorp (PEBO) Q3 2026 earnings results (third quarter 2026)
10-Q filed Oct 29, 2026
Peoples Bancorp (PEBO) reported revenue of $119M for the third quarter 2026 (Q3 2026), +4% from a year earlier and +6% from the quarter before. Operating margin was 34.6%, net earnings $32.6M (27.3% of revenue).
Peoples Bancorp, Q3 2026: revenue $119M (+4% year over year), operating margin 34.6%, net earnings $32.6M, operating cash flow $48.7M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $119M | +6% | +4% |
| Operating profit | $41.4M | +16% | +9% |
| Net earnings | $32.6M | +17% | +11% |
| Operating cash flow | $48.7M | -13% | +238% |
| Free cash flow | $47.1M | -15% | +270% |
What changed
Revenue was $119.5M in Q3 2026, up 4% year over year and up 6% from the previous quarter. Net interest income was the largest line at 79% of revenue. Net interest income added $2.5M year over year (up 3%), 58% of the total change.
Operating profit was $41.4M, a 34.6% margin (up 1.6 points year over year). Of the extra revenue versus a year earlier, 78% reached operating profit, above the 33% margin then. Total costs grew 1% against revenue growth of 4%. Net earnings were $32.6M, up 11% year over year. The effective tax rate was 21.2%.
Operating cash flow was $48.7M (up 238% year over year), 149% of net earnings. Non-cash charges added back $2.1M of share-based compensation. Working capital and other items added $14.0M. Capital expenditures of $1.6M left free cash flow of $47.1M.
Questions
What was Peoples Bancorp's revenue in the third quarter 2026?
Peoples Bancorp (PEBO) reported revenue of $119M for the third quarter 2026 (Q3 2026), +4% from a year earlier and +6% from the quarter before.
Was Peoples Bancorp profitable in the third quarter 2026?
Operating profit was $41.4M (34.6% of revenue) and net earnings $32.6M.
Source: Peoples Bancorp 10-Q on SEC EDGAR.