Filing Flows › Pacific Health Care Organization (PFHO) › Q3 2026
Pacific Health Care Organization (PFHO) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 3, 2026
Pacific Health Care Organization (PFHO) reported revenue of $1.5M for the third quarter 2026 (Q3 2026), -5% from a year earlier and -15% from the quarter before. Operating margin was 8.9%, net earnings $335K (22.1% of revenue).
Pacific Health Care Organization, Q3 2026: revenue $1.5M (-5% year over year), operating margin 8.9%, net earnings $335K, operating cash flow $507K. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $1.5M | -15% | -5% |
| Operating profit | $134K | -64% | -34% |
| Net earnings | $335K | +2% | +50% |
| Operating cash flow | $507K | — | 21× |
| Free cash flow | $507K | — | 22× |
What changed
Revenue was $1.5M in Q3 2026, down 5% year over year and down 15% from the previous quarter. Utilization Review was the largest line at 43% of revenue. MPN lost $66K year over year (down 38%), 88% of the total change.
Operating profit was $134K, a 8.9% margin (down 4.0 points year over year). Total costs fell 0% while revenue fell 5%. The fastest-growing cost line was General & admin (+11%). Net earnings were $335K, up 50% year over year. The effective tax rate was 29.0%. Non-operating items added $337K, 71% of pre-tax earnings, so the bottom line overstates operating performance.
Operating cash flow was $507K (up 2025% year over year), 152% of net earnings. Non-cash charges added back $5K of depreciation and amortization. Working capital and other items added $168K. Capital expenditures of $1K left free cash flow of $507K.
Questions
What was Pacific Health Care Organization's revenue in the third quarter 2026?
Pacific Health Care Organization (PFHO) reported revenue of $1.5M for the third quarter 2026 (Q3 2026), -5% from a year earlier and -15% from the quarter before.
Was Pacific Health Care Organization profitable in the third quarter 2026?
Operating profit was $134K (8.9% of revenue) and net earnings $335K.