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Pacific Health Care Organization (PFHO) earnings and revenue breakdown
Latest: Q3 2026 · 10-Q filed Nov 3, 2026 · Pacific Health Care Organization (PFHO) Q3 2026 earnings results →
Q3 2026 Revenue down 5% year over year to $1.5M · 22¢ of every $1 of revenue kept as net profit · operating margin 8.9%
Pacific Health Care Organization made $1.5M in Q3 2026 (-5% Y/Y): Utilization Review $643K, Medical Case Management $476K, HCO $190K. Operating margin 8.9%, net earnings $335K. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Nov 3, 2026.
Drawing the Sankey…
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What changed this quarter
Revenue was $1.5M in Q3 2026, down 5% year over year and down 15% from the previous quarter. Utilization Review was the largest line at 43% of revenue. MPN lost $66K year over year (down 38%), 88% of the total change.
Operating profit was $134K, a 8.9% margin (down 4.0 points year over year). Total costs fell 0% while revenue fell 5%. The fastest-growing cost line was General & admin (+11%). Net earnings were $335K, up 50% year over year. The effective tax rate was 29.0%. Non-operating items added $337K, 71% of pre-tax earnings, so the bottom line overstates operating performance.
Operating cash flow was $507K (up 2025% year over year), 152% of net earnings. Non-cash charges added back $5K of depreciation and amortization. Working capital and other items added $168K. Capital expenditures of $1K left free cash flow of $507K.
Quarterly history
| Quarter | Form | Filed | Revenue | Y/Y | Op. margin | Net earnings | Op. cash flow |
|---|---|---|---|---|---|---|---|
| Q3 2026 | 10-Q | Nov 3, 2026 | $1.5M | -5% | 8.9% | $335K | $507K |
| Q2 2026 | 10-Q | Aug 4, 2026 | $1.8M | +3% | 20.8% | $327K | −$5K |
| Q1 2026 | 10-Q | Apr 30, 2026 | $1.5M | -18% | 11.5% | $194K | $228K |
| Q4 2025 | 10-K | Mar 18, 2026 | $1.6M | -3% | 11.2% | $235K | $351K |
| Q3 2025 | 10-Q | Nov 4, 2025 | $1.6M | +6% | 12.9% | $223K | $24K |
| Q2 2025 | 10-Q | Jul 31, 2025 | $1.7M | +12% | 17.6% | $637K | $455K |
| Q1 2025 | 10-Q | May 2, 2025 | $1.8M | +30% | 17.3% | $293K | $331K |
Charts
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💵Where each $1 goesinteractive
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🔄Rotation against the market and its industry (RRG)interactive
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⚖️Fair value by methodinteractive
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🔭Outlook & guidanceinteractive
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📈Investments: gains and what it boughtinteractive
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🏭Its industry’s money flow (input-output)interactive
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About Pacific Health Care Organization
We are workers’ compensation cost containment specialists providing a range of services principally to California employers and claims administrators. The Company was incorporated under the laws of the State of Utah in April 1970, under the name Clear Air, Inc. The Company changed its name to Pacific Health Care Organization, Inc., in January 2001. In February 2001, we acquired Medex, a California corporation organized in March 1994, in a share for share exchange. Medex is in the business of managing and administering both Health Care Organizations (“HCOs”) and Medical Provider Networks (“MPNs”) in the state of California, and providing workers’ compensation carve-out and Medicare set-aside services. In March 2011, we incorporated MMC, a Nevada corporation, as a wholly owned subsidiary of the Company. MMC oversees and manages the Company’s utilization review and bill review services.
In its own words, from its 10-K, filed Mar 18, 2026.
Pacific Health Care Organization against its Services-Misc Health & Allied Services, NEC peers
The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: -5% against the peers' median +5%. Operating margin: 8.9% against the peers' median 8.9%.
| Company | Quarter | Revenue | Y/Y | Op. margin |
|---|---|---|---|---|
| PFHO Pacific Health Care Organization | Q3 2026 | $1.5M | -5% | 8.9% |
| DVA Davita | Q3 2026 | $3.6B | +5% | 14.0% |
| AGL agilon health | Q3 2026 | $1.5B | +6% | 1.6% |
| PGNY Progyny | Q3 2026 | $341M | +9% | 10.3% |
| SHC Sotera Health | Q3 2026 | $325M | +4% | 25.8% |
| VMD Viemed Healthcare | Q3 2026 | $80.7M | +12% | 8.6% |
| PARK Park Dental Partners | Q2 2026 | $66.2M | +5% | 1.9% |
| CCEL Cryo Cell International | Q3 FY26 | $7.8M | 0% | 28.0% |
| MRAI Marpai | Q2 2026 | $4.2M | -10% | -82.4% |
Source: Pacific Health Care Organization 10-Q on SEC EDGAR · CIK 1138476 · Services-Misc Health & Allied Services, NEC
Guidance and outlook
More on PFHO
History
Every quarter: Q3 2026 results · Q2 2026 results · Q1 2026 results · Q4 2025 results · Q3 2025 results · Q2 2025 results · Q1 2025 results
- Pacific Health Care Organization operating margin by quarter
- Pacific Health Care Organization net income by quarter
- Pacific Health Care Organization free cash flow by quarter
- Pacific Health Care Organization capital expenditures by quarter
- Pacific Health Care Organization Utilization Review revenue by quarter
- Pacific Health Care Organization Medical Case Management revenue by quarter
- Pacific Health Care Organization HCO revenue by quarter