Filing Flows › Provident Financial Services (PFS) › Operating margin
Provident Financial Services (PFS) operating margin by quarter
Provident Financial Services' operating margin was 38.8% in Q3 2026 (third quarter 2026), -6.4 pts from Q2 2026. Over the last 7 quarters it ranged from 38.8% (Q3 2026) to 49.7% (Q4 2025).
| Quarter | Operating margin | Q/Q | Y/Y |
|---|---|---|---|
| Q3 2026 | 38.8% | -6.4 pts | -7.0 pts |
| Q2 2026 | 45.2% | -3.7 pts | -2.6 pts |
| Q1 2026 | 48.9% | -0.8 pts | +4.9 pts |
| Q4 2025 | 49.7% | +3.9 pts | — |
| Q3 2025 | 45.8% | -2.0 pts | — |
| Q2 2025 | 47.8% | +3.8 pts | — |
| Q1 2025 | 44.0% | — | — |
Q3 2026 at a glance
Provident Financial Services, Q3 2026: revenue $239M (+8% year over year), operating margin 38.8%, net earnings $69.2M, operating cash flow $56.2M. The chart follows the revenue to costs, profit and cash.
Questions
What is Provident Financial Services' operating margin?
Provident Financial Services' operating margin was 38.8% in Q3 2026 (third quarter 2026), -6.4 pts from Q2 2026.
How has Provident Financial Services' operating margin changed?
Over the last 7 quarters it ranged from 38.8% (Q3 2026) to 49.7% (Q4 2025).
Q3 2026 results → · How Provident Financial Services makes money →