Filing Flows › Plumas Bancorp (PLBC) › Q3 2026
Plumas Bancorp (PLBC) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 4, 2026
Plumas Bancorp (PLBC) reported revenue of $29.3M for the third quarter 2026 (Q3 2026), +7% from a year earlier and +2% from the quarter before. Operating margin was 47.8%, net earnings $11.4M (38.8% of revenue).
Plumas Bancorp, Q3 2026: revenue $29.3M (+7% year over year), operating margin 47.8%, net earnings $11.4M, operating cash flow $14.7M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $29.3M | +2% | +7% |
| Operating profit | $14.0M | +3% | +103% |
| Net earnings | $11.4M | +14% | +121% |
| Operating cash flow | $14.7M | +26% | +163% |
| Free cash flow | $14.6M | +26% | +204% |
What changed
Revenue was $29.3M in Q3 2026, up 7% year over year and up 2% from the previous quarter. Net interest income was the largest line at 91% of revenue. Net interest income added $1.4M year over year (up 5%), 72% of the total change.
Operating profit was $14.0M, a 47.8% margin (up 22.6 points year over year). Of the extra revenue versus Q3 2025, 374% reached operating profit, above the 25% margin then. Total costs fell 25% while revenue rose 7%. Net earnings were $11.4M, up 121% year over year. The effective tax rate was 18.9%.
Operating cash flow was $14.7M (up 163% year over year), 129% of net earnings. Non-cash charges added back $449K of depreciation and amortization and $250K of share-based compensation. Working capital and other items added $2.6M. Capital expenditures of $122K left free cash flow of $14.6M.
Questions
What was Plumas Bancorp's revenue in the third quarter 2026?
Plumas Bancorp (PLBC) reported revenue of $29.3M for the third quarter 2026 (Q3 2026), +7% from a year earlier and +2% from the quarter before.
Was Plumas Bancorp profitable in the third quarter 2026?
Operating profit was $14.0M (47.8% of revenue) and net earnings $11.4M.
Source: Plumas Bancorp 10-Q on SEC EDGAR.