Filing Flows › Palomar Holdings (PLMR) › Q3 2026 › vs Q3 2025
Palomar Holdings (PLMR) Q3 2026 vs Q3 2025 (year over year)
Palomar Holdings's revenue rose $142M (+58%) from $245M in Q3 2025 to $387M in Q3 2026. Operating margin 21.9% against 27.4% (-5.5 pts).
Palomar Holdings, Q3 2026: revenue $387M (+58% year over year), operating margin 21.9%, net earnings $65.3M, operating cash flow $121M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 21.9% | 27.4% | -5.5 pts |
| Net margin | 16.9% | 21.0% | -4.1 pts |
| Free cash flow margin | 31.2% | 34.2% | -3.0 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $387M | $245M | $142M | +58% |
| Operating profit | $84.7M | $67.1M | $17.6M | +26% |
| Costs & expenses | $302M | $178M | $124M | +70% |
| Pre-tax earnings | $84.7M | $67.1M | $17.6M | +26% |
| Net earnings | $65.3M | $51.5M | $13.9M | +27% |
| Income tax | $19.4M | $15.7M | $3.7M | +24% |
| Share-based compensation | $7.0M | $5.4M | $1.6M | +31% |
| Working capital & other | $48.2M | $26.8M | $21.4M | +80% |
| Operating cash flow | $121M | $83.6M | $36.9M | +44% |
| Free cash flow (OCF − capex) | $120M | $83.6M | $36.9M | +44% |
| Capital expenditures | $70K | $51K | $19K | +37% |
Questions
How much did Palomar Holdings's revenue grow year over year in Q3 2026?
Palomar Holdings's revenue rose $142M (+58%) from $245M in Q3 2025 to $387M in Q3 2026. Operating margin 21.9% against 27.4% (-5.5 pts).