Filing Flows › Palomar Holdings (PLMR) › Q3 2026
Palomar Holdings (PLMR) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 6, 2026
Palomar Holdings (PLMR) reported revenue of $387M for the third quarter 2026 (Q3 2026), +58% from a year earlier and +23% from the quarter before. Operating margin was 21.9%, net earnings $65.3M (16.9% of revenue).
Palomar Holdings, Q3 2026: revenue $387M (+58% year over year), operating margin 21.9%, net earnings $65.3M, operating cash flow $121M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $387M | +23% | +58% |
| Operating profit | $84.7M | +21% | +26% |
| Net earnings | $65.3M | +24% | +27% |
| Operating cash flow | $121M | -28% | +44% |
| Free cash flow | $120M | -28% | +44% |
What changed
Revenue was $386.6M in Q3 2026, up 58% year over year and up 23% from the previous quarter.
Operating profit was $84.7M, a 21.9% margin (down 5.5 points year over year). Of the extra revenue versus Q3 2025, 12% reached operating profit, below the 27% margin then. Total costs grew 70% against revenue growth of 58%. Net earnings were $65.3M, up 27% year over year. The effective tax rate was 22.9%.
Operating cash flow was $120.6M (up 44% year over year), 185% of net earnings. Non-cash charges added back $7.0M of share-based compensation. Working capital and other items added $48.2M. Capital expenditures of $70K left free cash flow of $120.5M.
Questions
What was Palomar Holdings' revenue in the third quarter 2026?
Palomar Holdings (PLMR) reported revenue of $387M for the third quarter 2026 (Q3 2026), +58% from a year earlier and +23% from the quarter before.
Was Palomar Holdings profitable in the third quarter 2026?
Operating profit was $84.7M (21.9% of revenue) and net earnings $65.3M.
Source: Palomar Holdings 10-Q on SEC EDGAR.