Filing Flows › Pinnacle Financial Partners (PNFP) › How it makes money
How Pinnacle Financial Partners (PNFP) makes money
Pinnacle Financial Partners (PNFP) made $1.3B of revenue in the third quarter 2026 (Q3 2026), +141% from a year earlier. Net interest income brought in $986M (75%); Noninterest income brought in $326M (25%). Of every dollar of revenue, 36¢ was left as operating profit, 29¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $986M | 75.2% | +3% | +148% |
| Noninterest income | $326M | 24.8% | +32% | +122% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $1.3B | 100.0% |
| Operating profit | $477M | 36.4% |
| Income tax | $98.0M | 7.5% |
| Net earnings | $379M | 28.9% |
| Operating cash flow | $376M | 28.7% |
| Free cash flow | $365M | 27.8% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $1.3B | +141% |
| Q4 2025 | $543M | — |
From Pinnacle Financial Partners' 10-Q filed Nov 2, 2026 (on EDGAR).
Questions
How does Pinnacle Financial Partners make money?
Pinnacle Financial Partners (PNFP) made $1.3B of revenue in the third quarter 2026 (Q3 2026), +141% from a year earlier. Net interest income brought in $986M (75%); Noninterest income brought in $326M (25%). Of every dollar of revenue, 36¢ was left as operating profit, 29¢ was left as net earnings.
What is Pinnacle Financial Partners' biggest business?
Net interest income: $986M in the third quarter 2026, 75% of revenue, +148% from a year earlier.
What is Pinnacle Financial Partners' profit margin?
Net earnings were $379M, 28.9% of revenue, in the third quarter 2026; the operating margin was 36.4%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.