Filing Flows › PRA Group (PRAA) › Q3 2026
PRA Group (PRAA) Q3 2026 earnings results (third quarter 2026)
8-K filed Nov 5, 2026
PRA Group (PRAA) reported revenue of $286M for the third quarter 2026 (Q3 2026), -8% from a year earlier and -23% from the quarter before. Operating margin was 30.0%, net earnings $14.9M (5.2% of revenue).
PRA Group, Q3 2026: revenue $286M (-8% year over year), operating margin 30.0%, net earnings $14.9M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $286M | -23% | -8% |
| Operating profit | $85.9M | -44% | — |
| Net earnings | $14.9M | -74% | — |
What changed
Revenue was $286.3M in Q3 2026, down 8% year over year and down 23% from the previous quarter. Portfolio revenue was the largest line at 100% of revenue. Portfolio revenue lost $24.8M year over year (down 8%), 100% of the total change.
Operating profit was $85.9M, a 30.0% margin (up 131.4 points year over year). Total costs fell 68% while revenue fell 8%. Net earnings were $14.9M. The effective tax rate was 15.7%.
Questions
What was PRA Group's revenue in the third quarter 2026?
PRA Group (PRAA) reported revenue of $286M for the third quarter 2026 (Q3 2026), -8% from a year earlier and -23% from the quarter before.
Was PRA Group profitable in the third quarter 2026?
Operating profit was $85.9M (30.0% of revenue) and net earnings $14.9M.
Source: PRA Group 8-K on SEC EDGAR.