Filing Flows › PRA Group (PRAA) › How it makes money
How PRA Group (PRAA) makes money
PRA Group (PRAA) made $286M of revenue in the third quarter 2026 (Q3 2026), -8% from a year earlier. Portfolio revenue brought in $285M (100%); Other revenue brought in $1.2M (0%). Of every dollar of revenue, 30¢ was left as operating profit, 5¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Portfolio revenue | $285M | 99.6% | — | -8% |
| Other revenue | $1.2M | 0.4% | — | -4% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $286M | 100.0% |
| Operating profit | $85.9M | 30.0% |
| Income tax | $3.5M | 1.2% |
| Net earnings | $14.9M | 5.2% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $286M | -8% |
| Q2 2026 | $372M | +29% |
| Q1 2026 | $315M | +17% |
| Q4 2025 | $333M | +14% |
| Q3 2025 | $311M | +10% |
| Q2 2025 | $288M | +1% |
| Q1 2025 | $270M | +6% |
From PRA Group's 8-K filed Nov 5, 2026 (on EDGAR).
Questions
How does PRA Group make money?
PRA Group (PRAA) made $286M of revenue in the third quarter 2026 (Q3 2026), -8% from a year earlier. Portfolio revenue brought in $285M (100%); Other revenue brought in $1.2M (0%). Of every dollar of revenue, 30¢ was left as operating profit, 5¢ was left as net earnings.
What is PRA Group's biggest business?
Portfolio revenue: $285M in the third quarter 2026, 100% of revenue, -8% from a year earlier.
What is PRA Group's profit margin?
Net earnings were $14.9M, 5.2% of revenue, in the third quarter 2026; the operating margin was 30.0%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.