Filing Flows › Primerica (PRI) › Q2 2025
Primerica (PRI) Q2 2025 earnings results (second quarter 2025)
10-Q filed Aug 7, 2025
Primerica (PRI) reported revenue of $793M for the second quarter 2025 (Q2 2025), +0.3% from a year earlier and -1% from the quarter before. Operating margin was 29.6%, net earnings $178M (22.5% of revenue).
Primerica, Q2 2025: revenue $793M (+0.3% year over year), operating margin 29.6%, net earnings $178M, operating cash flow $163M. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $793M | -1% | +0.3% |
| Operating profit | $234M | +6% | -14% |
| Net earnings | $178M | +5% | 152× |
| Operating cash flow | $163M | -18% | -6% |
What changed
Revenue was $793.3M in Q2 2025, roughly flat year over year and down 1% from the previous quarter. Term Life Insurance Segment Revenues was the largest line at 56% of revenue. Investment and Savings Products Segment Revenues added $37.4M year over year (up 14%), 1572% of the total change. Corporate and Other declined 48%.
Operating profit was $234.5M, a 29.6% margin (down 4.9 points year over year). Operating profit fell $38.3M even though revenue rose $2.4M versus a year earlier, so costs grew faster than sales. Total costs grew 8% against flat revenue. Net earnings were $178.3M, up 15130% year over year. The effective tax rate was 23.9%.
Operating cash flow was $162.6M (down 6% year over year), 91% of net earnings. Non-cash charges added back $5.2M of depreciation and amortization and $2.2M of share-based compensation. Working capital and other items used $23.2M.
Questions
What was Primerica's revenue in the second quarter 2025?
Primerica (PRI) reported revenue of $793M for the second quarter 2025 (Q2 2025), +0.3% from a year earlier and -1% from the quarter before.
Was Primerica profitable in the second quarter 2025?
Operating profit was $234M (29.6% of revenue) and net earnings $178M.
Source: Primerica 10-Q on SEC EDGAR.