Filing Flows › Primerica (PRI) › Q3 2025
Primerica (PRI) Q3 2025 earnings results (third quarter 2025)
10-Q filed Nov 6, 2025
Primerica (PRI) reported revenue of $840M for the third quarter 2025 (Q3 2025), +8% from a year earlier and +6% from the quarter before. Operating margin was 32.3%, net earnings $207M (24.6% of revenue).
Primerica, Q3 2025: revenue $840M (+8% year over year), operating margin 32.3%, net earnings $207M, operating cash flow $203M. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $840M | +6% | +8% |
| Operating profit | $272M | +16% | +7% |
| Net earnings | $207M | +16% | +7% |
| Operating cash flow | $203M | +25% | -2% |
What changed
Revenue was $839.9M in Q3 2025, up 8% year over year and up 6% from the previous quarter. Term Life Insurance Segment Revenues was the largest line at 55% of revenue. Investment and Savings Products Segment Revenues added $52.7M year over year (up 20%), 80% of the total change.
Operating profit was $271.7M, a 32.3% margin (down 0.5 points year over year). Of the extra revenue versus a year earlier, 26% reached operating profit, below the 33% margin then. Total costs grew 9% against revenue growth of 8%. Net earnings were $206.1M, up 6% year over year. The effective tax rate was 23.9%.
Operating cash flow was $202.9M (down 2% year over year), 98% of net earnings. Non-cash charges added back $4.3M of depreciation and amortization and $4.3M of share-based compensation. Working capital and other items used $12.5M.
Questions
What was Primerica's revenue in the third quarter 2025?
Primerica (PRI) reported revenue of $840M for the third quarter 2025 (Q3 2025), +8% from a year earlier and +6% from the quarter before.
Was Primerica profitable in the third quarter 2025?
Operating profit was $272M (32.3% of revenue) and net earnings $207M.
Source: Primerica 10-Q on SEC EDGAR.