Filing Flows › Primerica (PRI) › Q4 2025
Primerica (PRI) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Feb 27, 2026
Primerica (PRI) reported revenue of $854M for the fourth quarter 2025 (Q4 2025), +8% from a year earlier and +2% from the quarter before. Operating margin was 28.9%, net earnings $197M (23.1% of revenue).
Primerica, Q4 2025: revenue $854M (+8% year over year), operating margin 28.9%, net earnings $197M, operating cash flow $338M. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $854M | +2% | +8% |
| Operating profit | $247M | -9% | +13% |
| Net earnings | $197M | -5% | +18% |
| Operating cash flow | $338M | +67% | +25% |
What changed
Revenue was $853.7M in Q4 2025, up 8% year over year and up 2% from the previous quarter. Term Life Insurance Segment Revenues was the largest line at 54% of revenue.
Operating profit was $247.1M, a 28.9% margin (up 1.2 points year over year). Of the extra revenue versus a year earlier, 44% reached operating profit, above the 28% margin then. Total costs grew 6% against revenue growth of 8%. Net earnings were $196.4M, up 18% year over year. The effective tax rate was 20.2%.
Operating cash flow was $338.2M (up 25% year over year), 172% of net earnings. Non-cash charges added back $4.9M of depreciation and amortization and $4.8M of share-based compensation. Working capital and other items added $131.5M.
Questions
What was Primerica's revenue in the fourth quarter 2025?
Primerica (PRI) reported revenue of $854M for the fourth quarter 2025 (Q4 2025), +8% from a year earlier and +2% from the quarter before.
Was Primerica profitable in the fourth quarter 2025?
Operating profit was $247M (28.9% of revenue) and net earnings $197M.
Source: Primerica 10-K on SEC EDGAR.