Filing Flows › Primerica (PRI) › Q1 2026
Primerica (PRI) Q1 2026 earnings results (first quarter 2026)
10-Q filed May 7, 2026
Primerica (PRI) reported revenue of $873M for the first quarter 2026 (Q1 2026), +8% from a year earlier and +2% from the quarter before. Operating margin was 28.6%, net earnings $190M (21.8% of revenue).
Primerica, Q1 2026: revenue $873M (+8% year over year), operating margin 28.6%, net earnings $190M, operating cash flow $157M. The chart follows the revenue to costs, profit and cash.
| Q1 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $873M | +2% | +8% |
| Operating profit | $249M | +0.9% | +13% |
| Net earnings | $190M | -4% | +12% |
| Operating cash flow | $157M | -54% | -21% |
What changed
Revenue was $872.7M in Q1 2026, up 8% year over year and up 2% from the previous quarter. Term Life Insurance Segment Revenues was the largest line at 53% of revenue. Investment and Savings Products Segment Revenues added $59.8M year over year (up 21%), 88% of the total change.
Operating profit was $249.4M, a 28.6% margin (up 1.1 points year over year). Of the extra revenue versus Q1 2025, 41% reached operating profit, above the 27% margin then. Total costs grew 7% against revenue growth of 8%. Net earnings were $190.1M, up 12% year over year. The effective tax rate was 23.8%.
Operating cash flow was $156.8M (down 21% year over year), 82% of net earnings. Non-cash charges added back $3.9M of depreciation and amortization and $12.6M of share-based compensation. Working capital and other items used $49.8M.
Questions
What was Primerica's revenue in the first quarter 2026?
Primerica (PRI) reported revenue of $873M for the first quarter 2026 (Q1 2026), +8% from a year earlier and +2% from the quarter before.
Was Primerica profitable in the first quarter 2026?
Operating profit was $249M (28.6% of revenue) and net earnings $190M.
Source: Primerica 10-Q on SEC EDGAR.