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Primerica (PRI) Q2 2026 earnings results (second quarter 2026)

10-Q filed Aug 6, 2026

Primerica (PRI) reported revenue of $865M for the second quarter 2026 (Q2 2026), +9% from a year earlier and -0.9% from the quarter before. Operating margin was 29.8%, net earnings $202M (23.4% of revenue).

Revenue$865M
Year over year+9%
Quarter over quarter-0.9%
Operating margin29.8%
Net earnings$202M

Primerica, Q2 2026: revenue $865M (+9% year over year), operating margin 29.8%, net earnings $202M, operating cash flow $194M. The chart follows the revenue to costs, profit and cash.

Q2 2026AmountQ/QY/Y
Revenue$865M-0.9%+9%
Operating profit$258M+4%+10%
Net earnings$202M+6%+13%
Operating cash flow$194M+24%+19%

What changed

Revenue was $865.1M in Q2 2026, up 9% year over year and down 1% from the previous quarter. Term Life Insurance Segment Revenues was the largest line at 51% of revenue. Investment and Savings Products Segment Revenues added $62.2M year over year (up 21%), 87% of the total change.

Operating profit was $258.2M, a 29.8% margin (up 0.3 points year over year). Of the extra revenue versus Q2 2025, 33% reached operating profit, above the 30% margin then. Total costs grew 9% against revenue growth of 9%. Net earnings were $202.3M, up 13% year over year. The effective tax rate was 21.7%.

Operating cash flow was $193.8M (up 19% year over year), 96% of net earnings. Non-cash charges added back $4.0M of depreciation and amortization and $3.0M of share-based compensation. Working capital and other items used $15.5M.

Questions

What was Primerica's revenue in the second quarter 2026?

Primerica (PRI) reported revenue of $865M for the second quarter 2026 (Q2 2026), +9% from a year earlier and -0.9% from the quarter before.

Was Primerica profitable in the second quarter 2026?

Operating profit was $258M (29.8% of revenue) and net earnings $202M.

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Source: Primerica 10-Q on SEC EDGAR.