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Primerica (PRI) Q3 2026 earnings results (third quarter 2026)

10-Q filed Nov 5, 2026

Primerica (PRI) reported revenue of $902M for the third quarter 2026 (Q3 2026), +7% from a year earlier and +4% from the quarter before. Operating margin was 30.2%, net earnings $209M (23.2% of revenue).

Revenue$902M
Year over year+7%
Quarter over quarter+4%
Operating margin30.2%
Net earnings$209M

Primerica, Q3 2026: revenue $902M (+7% year over year), operating margin 30.2%, net earnings $209M, operating cash flow $291M. The chart follows the revenue to costs, profit and cash.

Q3 2026AmountQ/QY/Y
Revenue$902M+4%+7%
Operating profit$272M+5%+0.1%
Net earnings$209M+3%+1%
Operating cash flow$291M+50%+44%

What changed

Revenue was $901.7M in Q3 2026, up 7% year over year and up 4% from the previous quarter. Term Life Insurance Segment Revenues was the largest line at 51% of revenue. Investment and Savings Products Segment Revenues added $59.2M year over year (up 19%), 96% of the total change.

Operating profit was $271.9M, a 30.2% margin (down 2.2 points year over year). Of the extra revenue versus Q3 2025, 0% reached operating profit, below the 32% margin then. Total costs grew 11% against revenue growth of 7%. Net earnings were $209.1M, up 1% year over year. The effective tax rate was 23.1%.

Operating cash flow was $291.4M (up 44% year over year), 139% of net earnings. Non-cash charges added back $4.3M of depreciation and amortization and $2.4M of share-based compensation. Working capital and other items added $75.5M.

Questions

What was Primerica's revenue in the third quarter 2026?

Primerica (PRI) reported revenue of $902M for the third quarter 2026 (Q3 2026), +7% from a year earlier and +4% from the quarter before.

Was Primerica profitable in the third quarter 2026?

Operating profit was $272M (30.2% of revenue) and net earnings $209M.

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Source: Primerica 10-Q on SEC EDGAR.