Filing Flows › Park National (PRK) › Q3 2025
Park National (PRK) Q3 2025 earnings results (third quarter 2025)
10-Q filed Nov 3, 2025
Park National (PRK) reported revenue of $170M for the third quarter 2025 (Q3 2025), -0.5% from a year earlier and +0.5% from the quarter before. Operating margin was 34.3%, net earnings $47.2M (27.8% of revenue).
Park National, Q3 2025: revenue $170M (-0.5% year over year), operating margin 34.3%, net earnings $47.2M, operating cash flow $52.9M. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $170M | +0.5% | -0.5% |
| Operating profit | $58.1M | -2% | +25% |
| Net earnings | $47.2M | -2% | +23% |
| Operating cash flow | $52.9M | +7% | +21% |
| Free cash flow | $51.4M | +7% | +23% |
What changed
Revenue was $169.5M in Q3 2025, roughly flat year over year and up 1% from the previous quarter.
Operating profit was $58.1M, a 34.3% margin (up 6.9 points year over year). Total costs fell 10% while revenue was flat. Net earnings were $47.2M, up 23% year over year. The effective tax rate was 18.8%.
Operating cash flow was $52.9M (up 21% year over year), 112% of net earnings. Non-cash charges added back $3.1M of depreciation and amortization and $1.8M of share-based compensation. Capital expenditures of $1.5M left free cash flow of $51.4M.
Questions
What was Park National's revenue in the third quarter 2025?
Park National (PRK) reported revenue of $170M for the third quarter 2025 (Q3 2025), -0.5% from a year earlier and +0.5% from the quarter before.
Was Park National profitable in the third quarter 2025?
Operating profit was $58.1M (34.3% of revenue) and net earnings $47.2M.
Source: Park National 10-Q on SEC EDGAR.