Filing Flows › Park National (PRK) › Q4 2025
Park National (PRK) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Feb 23, 2026
Park National (PRK) reported revenue of $168M for the fourth quarter 2025 (Q4 2025), +2% from a year earlier and -0.7% from the quarter before. Operating margin was 31.3%, net earnings $42.6M (25.3% of revenue).
Park National, Q4 2025: revenue $168M (+2% year over year), operating margin 31.3%, net earnings $42.6M, operating cash flow $58.2M. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $168M | -0.7% | +2% |
| Operating profit | $52.7M | -9% | +11% |
| Net earnings | $42.6M | -10% | +10% |
| Operating cash flow | $58.2M | +10% | +18% |
| Free cash flow | $55.7M | +8% | +18% |
What changed
Revenue was $168.3M in Q4 2025, up 2% year over year and down 1% from the previous quarter.
Operating profit was $52.7M, a 31.3% margin (up 2.6 points year over year). Of the extra revenue versus a year earlier, 149% reached operating profit, above the 29% margin then. Total costs fell 1% while revenue rose 2%. Net earnings were $42.6M, up 10% year over year. The effective tax rate was 19.1%.
Operating cash flow was $58.2M (up 18% year over year), 137% of net earnings. Non-cash charges added back $2.9M of depreciation and amortization and $3.1M of share-based compensation. Working capital and other items added $9.6M. Capital expenditures of $2.5M left free cash flow of $55.7M.
Questions
What was Park National's revenue in the fourth quarter 2025?
Park National (PRK) reported revenue of $168M for the fourth quarter 2025 (Q4 2025), +2% from a year earlier and -0.7% from the quarter before.
Was Park National profitable in the fourth quarter 2025?
Operating profit was $52.7M (31.3% of revenue) and net earnings $42.6M.
Source: Park National 10-K on SEC EDGAR.