Filing Flows › Prudential Financial (PRU) › Q4 2025
Prudential Financial (PRU) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Feb 12, 2026
Prudential Financial (PRU) reported revenue of $15.7B for the fourth quarter 2025 (Q4 2025), +25% from a year earlier and -12% from the quarter before. Operating margin was 7.7%, net earnings $905M (5.8% of revenue).
Prudential Financial, Q4 2025: revenue $15.7B (+25% year over year), operating margin 7.7%, net earnings $905M, operating cash flow $3.3B. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $15.7B | -12% | +25% |
| Operating profit | $1.2B | -32% | — |
| Net earnings | $905M | -37% | — |
| Operating cash flow | $3.3B | -23% | +43% |
What changed
Revenue was $15.7B in Q4 2025, up 25% year over year and down 12% from the previous quarter.
Operating profit was $1.2B, a 7.7% margin (up 8.9 points year over year). Total costs grew 14% against revenue growth of 25%. The fastest-growing cost line was Other operating costs (+17%). Net earnings were $0.91B. The effective tax rate was 22.2%.
Operating cash flow was $3.3B (up 43% year over year), 353% of net income including minority interests. Working capital and other items added $2.4B.
Questions
What was Prudential Financial's revenue in the fourth quarter 2025?
Prudential Financial (PRU) reported revenue of $15.7B for the fourth quarter 2025 (Q4 2025), +25% from a year earlier and -12% from the quarter before.
Was Prudential Financial profitable in the fourth quarter 2025?
Operating profit was $1.2B (7.7% of revenue) and net earnings $905M.