Filing Flows › PayPal Holdings (PYPL) › How it makes money
How PayPal Holdings (PYPL) makes money
PayPal Holdings (PYPL) made $8.6B of revenue in the third quarter 2026 (Q3 2026), +2% from a year earlier. Transaction revenues brought in $7.7B (90%); Revenues from other value added services brought in $873M (10%). Of every dollar of revenue, 16¢ was left as operating profit, 12¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Transaction revenues | $7.7B | 89.8% | -2% | +3% |
| Revenues from other value added services | $873M | 10.2% | +3% | -2% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $8.6B | 100.0% |
| Operating profit | $1.4B | 16.3% |
| Income tax | $301M | 3.5% |
| Net earnings | $1.1B | 12.5% |
| Operating cash flow | $1.6B | 18.5% |
| Free cash flow | $1.4B | 16.7% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $8.6B | +2% |
| Q2 2026 | $8.7B | +5% |
| Q1 2026 | $8.4B | +7% |
| Q4 2025 | $8.7B | +4% |
| Q3 2025 | $8.4B | +7% |
| Q2 2025 | $8.3B | +5% |
| Q1 2025 | $7.8B | +1% |
From PayPal Holdings' 10-Q filed Oct 27, 2026 (on EDGAR).
Questions
How does PayPal Holdings make money?
PayPal Holdings (PYPL) made $8.6B of revenue in the third quarter 2026 (Q3 2026), +2% from a year earlier. Transaction revenues brought in $7.7B (90%); Revenues from other value added services brought in $873M (10%). Of every dollar of revenue, 16¢ was left as operating profit, 12¢ was left as net earnings.
What is PayPal Holdings' biggest business?
Transaction revenues: $7.7B in the third quarter 2026, 90% of revenue, +3% from a year earlier.
What is PayPal Holdings' profit margin?
Net earnings were $1.1B, 12.5% of revenue, in the third quarter 2026; the operating margin was 16.3%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.