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RBB Bancorp (RBB) Q3 2026 earnings results (third quarter 2026)

10-Q filed Nov 6, 2026

RBB Bancorp (RBB) reported revenue of $36.9M for the third quarter 2026 (Q3 2026), +13% from a year earlier and +11% from the quarter before. Operating margin was 45.6%, net earnings $12.6M (34.3% of revenue).

Revenue$36.9M
Year over year+13%
Quarter over quarter+11%
Operating margin45.6%
Net earnings$12.6M

RBB Bancorp, Q3 2026: revenue $36.9M (+13% year over year), operating margin 45.6%, net earnings $12.6M, operating cash flow −$820K. The chart follows the revenue to costs, profit and cash.

Q3 2026AmountQ/QY/Y
Revenue$36.9M+11%+13%
Operating profit$16.8M+19%+27%
Net earnings$12.6M+25%+25%
Operating cash flow−$820K-104%-139%

What changed

Revenue was $36.9M in Q3 2026, up 13% year over year and up 11% from the previous quarter.

Operating profit was $16.8M, a 45.6% margin (up 4.9 points year over year). Of the extra revenue versus Q3 2025, 83% reached operating profit, above the 41% margin then. Total costs grew 4% against revenue growth of 13%. Net earnings were $12.6M, up 25% year over year. The effective tax rate was 24.9%.

Operating cash flow was −$820K. Non-cash charges added back $401K of share-based compensation. Working capital and other items used $13.9M.

Questions

What was RBB Bancorp's revenue in the third quarter 2026?

RBB Bancorp (RBB) reported revenue of $36.9M for the third quarter 2026 (Q3 2026), +13% from a year earlier and +11% from the quarter before.

Was RBB Bancorp profitable in the third quarter 2026?

Operating profit was $16.8M (45.6% of revenue) and net earnings $12.6M.

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Source: RBB Bancorp 10-Q on SEC EDGAR.