Filing Flows › Financials › RBB Bancorp (RBB)
RBB Bancorp (RBB) earnings and revenue breakdown
Latest: Q3 2026 · 10-Q filed Nov 6, 2026 · RBB Bancorp (RBB) Q3 2026 earnings results →
Q3 2026 Revenue up 13% year over year to $36.9M · 34¢ of every $1 of revenue kept as net profit · operating margin 45.6%
RBB Bancorp made $36.9M in Q3 2026 (+13% Y/Y). Operating margin 45.6%, net earnings $12.6M. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Nov 6, 2026.
Drawing the Sankey…
Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF
What changed this quarter
Revenue was $36.9M in Q3 2026, up 13% year over year and up 11% from the previous quarter.
Operating profit was $16.8M, a 45.6% margin (up 4.9 points year over year). Of the extra revenue versus Q3 2025, 83% reached operating profit, above the 41% margin then. Total costs grew 4% against revenue growth of 13%. Net earnings were $12.6M, up 25% year over year. The effective tax rate was 24.9%.
Operating cash flow was −$820K. Non-cash charges added back $401K of share-based compensation. Working capital and other items used $13.9M.
Quarterly history
| Quarter | Form | Filed | Revenue | Y/Y | Op. margin | Net earnings | Op. cash flow |
|---|---|---|---|---|---|---|---|
| Q3 2026 | 10-Q | Nov 6, 2026 | $36.9M | +13% | 45.6% | $12.6M | −$820K |
| Q2 2026 | 10-Q | Aug 7, 2026 | $33.1M | -8% | 42.5% | $10.1M | $22.3M |
| Q1 2026 | 10-Q | May 8, 2026 | $34.8M | +22% | 45.2% | $11.3M | $19.4M |
| Q4 2025 | 10-K | Mar 9, 2026 | $32.3M | +13% | 39.5% | $10.2M | $11.8M |
| Q3 2025 | 10-Q | Nov 7, 2025 | $32.6M | +8% | 40.7% | $10.1M | $2.1M |
| Q2 2025 | 10-Q | Aug 8, 2025 | $35.8M | +30% | 36.1% | $9.3M | $21.7M |
| Q1 2025 | 10-Q | May 12, 2025 | $28.5M | +0.7% | 11.2% | $2.3M | $7.8M |
Charts
Interactive views
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💵Where each $1 goesinteractive
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🌏Named in Asian annual reportsinteractive
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🔄Rotation against the market and its industry (RRG)interactive
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🔍Earnings qualityinteractive
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⚖️Fair value by methodinteractive
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🔭Outlook & guidanceinteractive
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📈Investments: gains and what it boughtinteractive
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🏭Its industry’s money flow (input-output)interactive
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About RBB Bancorp
RBB Bancorp is a bank holding company registered under the Bank Holding Company Act of 1956, as amended. RBB Bancorp’s principal business is to serve as the holding company for its wholly-owned banking subsidiaries, Royal Business Bank (“Bank”) and RBB Asset Management Company (“RAM”), collectively referred to herein as "the Company." RBB Bancorp was formed in January 2011 as a bank holding company and RAM was formed in 2012 to hold and manage problem assets acquired in business combinations. There are no problem assets at RAM or activity in this subsidiary for the fiscal years ended 2025 or 2024. When we refer to “we”, “us”, “our”, or the “Company”, we are referring to RBB Bancorp and its consolidated subsidiaries including the Bank, collectively.
In its own words, from its 10-K, filed Mar 9, 2026.
RBB Bancorp against its State Commercial Banks peers
The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: +13% against the peers' median +12%. Operating margin: 45.6% against the peers' median 34.7%.
| Company | Quarter | Revenue | Y/Y | Op. margin |
|---|---|---|---|---|
| RBB RBB Bancorp | Q3 2026 | $36.9M | +13% | 45.6% |
| BNY Bank of New York Mellon | Q3 2026 | $5.7B | +12% | 38.5% |
| STT State Street | Q3 2026 | $4.0B | +13% | 34.7% |
| FITB Fifth Third Bancorp | Q3 2026 | $3.3B | +42% | 33.8% |
| MTB M&T Bank | Q3 2026 | $2.5B | +0.9% | 39.7% |
| FCNCA First Citizens Bancshares | Q3 2026 | $2.4B | 0% | 33.1% |
| ALLY Ally Financial | Q3 2026 | $2.3B | +8% | 24.3% |
| CFG Citizens Financial Group | Q3 2026 | $2.3B | +10% | 34.6% |
| NTRS Northern Trust | Q3 2026 | $2.3B | +13% | 34.7% |
Source: RBB Bancorp 10-Q on SEC EDGAR · CIK 1499422 · State Commercial Banks
Guidance and outlook
13F: who owns RBB and who is buying
More on RBB
History
Every quarter: Q3 2026 results · Q2 2026 results · Q1 2026 results · Q4 2025 results · Q3 2025 results · Q2 2025 results · Q1 2025 results