Filing Flows › RBB Bancorp (RBB) › Q3 2025
RBB Bancorp (RBB) Q3 2025 earnings results (third quarter 2025)
10-Q filed Nov 7, 2025
RBB Bancorp (RBB) reported revenue of $32.6M for the third quarter 2025 (Q3 2025), +8% from a year earlier and -9% from the quarter before. Operating margin was 40.7%, net earnings $10.1M (31.2% of revenue).
RBB Bancorp, Q3 2025: revenue $32.6M (+8% year over year), operating margin 40.7%, net earnings $10.1M, operating cash flow $2.1M. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $32.6M | -9% | +8% |
| Operating profit | $13.3M | +3% | +39% |
| Net earnings | $10.1M | +9% | +45% |
| Operating cash flow | $2.1M | -90% | -91% |
| Free cash flow | $1.8M | -92% | -93% |
What changed
Revenue was $32.6M in Q3 2025, up 8% year over year and down 9% from the previous quarter.
Operating profit was $13.3M, a 40.7% margin (up 9.1 points year over year). Of the extra revenue versus a year earlier, 162% reached operating profit, above the 32% margin then. Total costs fell 7% while revenue rose 8%. The fastest-growing cost line was Other operating costs (+303%). Net earnings were $10.1M, up 45% year over year. The effective tax rate was 23.5%.
Operating cash flow was $2.1M (down 91% year over year), 21% of net earnings. Non-cash charges added back $270K of share-based compensation. Working capital and other items used $8.3M. Capital expenditures of $363K left free cash flow of $1.8M.
Questions
What was RBB Bancorp's revenue in the third quarter 2025?
RBB Bancorp (RBB) reported revenue of $32.6M for the third quarter 2025 (Q3 2025), +8% from a year earlier and -9% from the quarter before.
Was RBB Bancorp profitable in the third quarter 2025?
Operating profit was $13.3M (40.7% of revenue) and net earnings $10.1M.
Source: RBB Bancorp 10-Q on SEC EDGAR.