Filing Flows › RBB Bancorp (RBB) › Q4 2025
RBB Bancorp (RBB) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Mar 9, 2026
RBB Bancorp (RBB) reported revenue of $32.3M for the fourth quarter 2025 (Q4 2025), +13% from a year earlier and -0.8% from the quarter before. Operating margin was 39.5%, net earnings $10.2M (31.5% of revenue).
RBB Bancorp, Q4 2025: revenue $32.3M (+13% year over year), operating margin 39.5%, net earnings $10.2M, operating cash flow $11.8M. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $32.3M | -0.8% | +13% |
| Operating profit | $12.8M | -4% | +152% |
| Net earnings | $10.2M | +0.3% | +132% |
| Operating cash flow | $11.8M | +460% | -32% |
| Free cash flow | $11.7M | +567% | -32% |
What changed
Revenue was $32.3M in Q4 2025, up 13% year over year and down 1% from the previous quarter.
Operating profit was $12.8M, a 39.5% margin (up 21.8 points year over year). Of the extra revenue versus a year earlier, 213% reached operating profit, above the 18% margin then. Total costs fell 17% while revenue rose 13%. Net earnings were $10.2M, up 132% year over year. The effective tax rate was 20.2%.
Operating cash flow was $11.8M (down 32% year over year), 116% of net earnings. Non-cash charges added back $293K of share-based compensation. Working capital and other items added $1.4M. Capital expenditures of $157K left free cash flow of $11.7M.
Questions
What was RBB Bancorp's revenue in the fourth quarter 2025?
RBB Bancorp (RBB) reported revenue of $32.3M for the fourth quarter 2025 (Q4 2025), +13% from a year earlier and -0.8% from the quarter before.
Was RBB Bancorp profitable in the fourth quarter 2025?
Operating profit was $12.8M (39.5% of revenue) and net earnings $10.2M.
Source: RBB Bancorp 10-K on SEC EDGAR.