Filing Flows › Rhinebeck Bancorp (RBKB) › Q1 2026 › vs Q1 2025
Rhinebeck Bancorp (RBKB) Q1 2026 vs Q1 2025 (year over year)
Rhinebeck Bancorp's revenue fell $128K (-1%) from $12.8M in Q1 2025 to $12.7M in Q1 2026. Operating margin 22.5% against 22.9% (-0.4 pts).
Rhinebeck Bancorp, Q1 2026: revenue $12.7M (-1% year over year), operating margin 22.5%, net earnings $2.2M, operating cash flow $3.5M. The chart draws each line against Q1 2025, the increases inside each band.
Margins
| Q1 2026 | Q1 2025 | Change | |
|---|---|---|---|
| Operating margin | 22.5% | 22.9% | -0.4 pts |
| Net margin | 17.5% | 17.9% | -0.4 pts |
| Free cash flow margin | 22.8% | 32.8% | -10.1 pts |
Every line
| Line | Q1 2026 | Q1 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $12.7M | $12.8M | −$128K | -1% |
| Operating profit | $2.9M | $2.9M | −$76K | -3% |
| Costs & expenses | $9.8M | $9.9M | −$52K | -0.5% |
| Pre-tax earnings | $2.9M | $2.9M | −$76K | -3% |
| Credit loss provision | $71K | $353K | −$282K | -80% |
| Noninterest expense | $9.7M | $9.5M | $230K | +2% |
| Net earnings | $2.2M | $2.3M | −$72K | -3% |
| Income tax | $635K | $639K | −$4K | -0.6% |
| Share-based compensation | $10K | $9K | $1K | +11% |
| Working capital & other | $1.3M | $2.0M | −$723K | -36% |
| Operating cash flow | $3.5M | $4.3M | −$794K | -18% |
| Free cash flow (OCF − capex) | $2.9M | $4.2M | −$1.3M | -31% |
| Capital expenditures | $637K | $116K | $521K | +449% |
Questions
How much did Rhinebeck Bancorp's revenue grow year over year in Q1 2026?
Rhinebeck Bancorp's revenue fell $128K (-1%) from $12.8M in Q1 2025 to $12.7M in Q1 2026. Operating margin 22.5% against 22.9% (-0.4 pts).