Filing Flows › Rhinebeck Bancorp (RBKB) › Q1 2026
Rhinebeck Bancorp (RBKB) Q1 2026 earnings results (first quarter 2026)
10-Q filed May 14, 2026
Rhinebeck Bancorp (RBKB) reported revenue of $12.7M for the first quarter 2026 (Q1 2026), -1% from a year earlier and -6% from the quarter before. Operating margin was 22.5%, net earnings $2.2M (17.5% of revenue).
Rhinebeck Bancorp, Q1 2026: revenue $12.7M (-1% year over year), operating margin 22.5%, net earnings $2.2M, operating cash flow $3.5M. The chart follows the revenue to costs, profit and cash.
| Q1 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $12.7M | -6% | -1% |
| Operating profit | $2.9M | -3% | -3% |
| Net earnings | $2.2M | -5% | -3% |
| Operating cash flow | $3.5M | +27% | -18% |
| Free cash flow | $2.9M | +19% | -31% |
What changed
Revenue was $12.7M in Q1 2026, down 1% year over year and down 6% from the previous quarter.
Operating profit was $2.9M, a 22.5% margin (down 0.4 points year over year). Total costs fell 1% while revenue fell 1%. Net earnings were $2.2M, down 3% year over year. The effective tax rate was 22.3%.
Operating cash flow was $3.5M (down 18% year over year), 159% of net earnings. Non-cash charges added back $10K of share-based compensation. Working capital and other items added $1.3M. Capital expenditures of $637K left free cash flow of $2.9M.
Questions
What was Rhinebeck Bancorp's revenue in the first quarter 2026?
Rhinebeck Bancorp (RBKB) reported revenue of $12.7M for the first quarter 2026 (Q1 2026), -1% from a year earlier and -6% from the quarter before.
Was Rhinebeck Bancorp profitable in the first quarter 2026?
Operating profit was $2.9M (22.5% of revenue) and net earnings $2.2M.
Source: Rhinebeck Bancorp 10-Q on SEC EDGAR.