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Regions Financial (RF) earnings and revenue breakdown
Latest: Q3 2026 · 10-Q filed Nov 9, 2026 · Regions Financial (RF) Q3 2026 earnings results →
Q3 2026 Revenue up 3% year over year to $2.0B · 32¢ of every $1 of revenue kept as net profit · operating margin 39.9%
Regions Financial made $2.0B in Q3 2026 (+3% Y/Y): Net interest income $1.3B, Noninterest income $675M. Operating margin 39.9%, net earnings $631M. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Nov 9, 2026.
Drawing the Sankey…
Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF
What changed this quarter
Revenue was $2.0B in Q3 2026, up 3% year over year and up 3% from the previous quarter. Net interest income was the largest line at 66% of revenue. Net interest income added $0.04B year over year (up 3%), 72% of the total change.
Operating profit was $0.79B, a 39.9% margin (up 2.9 points year over year). Of the extra revenue versus a year earlier, 139% reached operating profit, above the 37% margin then. Total costs fell 2% while revenue rose 3%. Net earnings were $0.63B, up 11% year over year. The effective tax rate was 19.8%.
Operating cash flow was −$0.01B. Non-cash charges added back $0.02B of depreciation and amortization. Working capital and other items used $0.66B.
Quarterly history
| Quarter | Form | Filed | Revenue | Y/Y | Op. margin | Net earnings | Op. cash flow |
|---|---|---|---|---|---|---|---|
| Q3 2026 | 10-Q | Nov 9, 2026 | $2.0B | +3% | 39.9% | $631M | −$15.0M |
Charts
Interactive views
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💵Where each $1 goesinteractive
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🌏Named in Asian annual reportsinteractive
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🔄Rotation against the market and its industry (RRG)interactive
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🔍Earnings qualityinteractive
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⚖️Fair value by methodinteractive
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🔭Outlook & guidanceinteractive
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📈Investments: gains and what it boughtinteractive
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🏭Its industry’s money flow (input-output)interactive
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About Regions Financial
Regions Financial Corporation is a FHC headquartered in Birmingham, Alabama operating in the South, Midwest and Texas. In addition, Regions operates several offices delivering specialty capabilities in New York, Washington D.C., Chicago, Salt Lake City, and other locations nationwide. Regions provides financial solutions for a wide range of clients including retail and mortgage banking services, commercial banking services and wealth and investment services. Further, Regions and its subsidiaries deliver other financial services operations described below. At December 31, 2025, Regions had total consolidated assets of approximately $158.8 billion, total consolidated deposits of approximately $131.1 billion and total consolidated shareholders’ equity of approximately $19.0 billion.
In its own words, from its 10-K, filed Feb 24, 2026.
Regions Financial against its National Commercial Banks peers
The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: +3% against the peers' median +6%. Operating margin: 39.9% against the peers' median 32.5%.
| Company | Quarter | Revenue | Y/Y | Op. margin |
|---|---|---|---|---|
| RF Regions Financial | Q3 2026 | $2.0B | +3% | 39.9% |
| JPM JPMorgan Chase | Q3 2026 | $50.2B | +8% | 40.1% |
| BAC Bank of America | Q3 2026 | $30.0B | +3% | 29.9% |
| C Citigroup | Q3 2026 | $23.8B | +8% | 30.6% |
| WFC Wells Fargo | Q3 2026 | $21.9B | +2% | 32.5% |
| COF Capital One Financial | Q3 2026 | $16.3B | +6% | 28.0% |
| UBS UBS Group AG | Q2 2025 | $12.1B | +2% | 18.1% |
| USB US Bancorp | Q3 2026 | $8.0B | +9% | 35.1% |
| PNC PNC Financial Services Group | Q3 2026 | $6.6B | +11% | 40.0% |
Source: Regions Financial 10-Q on SEC EDGAR · CIK 1281761 · National Commercial Banks
Guidance and outlook
13F: who owns RF and who is buying
More on RF
History
Every quarter: Q3 2026 results