Filing Flows › Regions Financial (RF) › Q3 2026
Regions Financial (RF) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 9, 2026
Regions Financial (RF) reported revenue of $2.0B for the third quarter 2026 (Q3 2026), +3% from a year earlier and +3% from the quarter before. Operating margin was 39.9%, net earnings $631M (32.0% of revenue).
Regions Financial, Q3 2026: revenue $2.0B (+3% year over year), operating margin 39.9%, net earnings $631M, operating cash flow −$15.0M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $2.0B | +3% | +3% |
| Operating profit | $787M | +10% | +11% |
| Net earnings | $631M | +11% | +11% |
| Operating cash flow | −$15.0M | — | — |
What changed
Revenue was $2.0B in Q3 2026, up 3% year over year and up 3% from the previous quarter. Net interest income was the largest line at 66% of revenue. Net interest income added $0.04B year over year (up 3%), 72% of the total change.
Operating profit was $0.79B, a 39.9% margin (up 2.9 points year over year). Of the extra revenue versus a year earlier, 139% reached operating profit, above the 37% margin then. Total costs fell 2% while revenue rose 3%. Net earnings were $0.63B, up 11% year over year. The effective tax rate was 19.8%.
Operating cash flow was −$0.01B. Non-cash charges added back $0.02B of depreciation and amortization. Working capital and other items used $0.66B.
Questions
What was Regions Financial's revenue in the third quarter 2026?
Regions Financial (RF) reported revenue of $2.0B for the third quarter 2026 (Q3 2026), +3% from a year earlier and +3% from the quarter before.
Was Regions Financial profitable in the third quarter 2026?
Operating profit was $787M (39.9% of revenue) and net earnings $631M.
Source: Regions Financial 10-Q on SEC EDGAR.