Filing Flows › RLI (RLI) › Q3 2026
RLI (RLI) Q3 2026 earnings results (third quarter 2026)
10-Q filed Oct 21, 2026
RLI (RLI) reported revenue of $477M for the third quarter 2026 (Q3 2026), -6% from a year earlier and -17% from the quarter before. Operating margin was 21.6%, net earnings $81.0M (17.0% of revenue).
RLI, Q3 2026: revenue $477M (-6% year over year), operating margin 21.6%, net earnings $81.0M, operating cash flow $195M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $477M | -17% | -6% |
| Operating profit | $103M | -50% | -34% |
| Net earnings | $81.0M | -52% | -35% |
| Operating cash flow | $195M | +34% | +9% |
| Free cash flow | $192M | +35% | +8% |
What changed
Revenue was $477.0M in Q3 2026, down 6% year over year and down 17% from the previous quarter.
Operating profit was $103.2M, a 21.6% margin (down 8.9 points year over year). Total costs grew 6% against a revenue fall of 6%. Net earnings were $81.0M, down 35% year over year. The effective tax rate was 19.1%.
Operating cash flow was $194.7M (up 9% year over year), 240% of net earnings. Working capital and other items added $113.7M. Capital expenditures of $2.3M left free cash flow of $192.4M.
Questions
What was RLI's revenue in the third quarter 2026?
RLI (RLI) reported revenue of $477M for the third quarter 2026 (Q3 2026), -6% from a year earlier and -17% from the quarter before.
Was RLI profitable in the third quarter 2026?
Operating profit was $103M (21.6% of revenue) and net earnings $81.0M.
Source: RLI 10-Q on SEC EDGAR.