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Regional Management (RM) Q2 2025 earnings results (second quarter 2025)

10-Q filed Aug 1, 2025

Regional Management (RM) reported revenue of $157M for the second quarter 2025 (Q2 2025), +10% from a year earlier and +3% from the quarter before. Operating margin was 8.6%, net earnings $10.1M (6.4% of revenue).

Revenue$157M
Year over year+10%
Quarter over quarter+3%
Operating margin8.6%
Net earnings$10.1M

Regional Management, Q2 2025: revenue $157M (+10% year over year), operating margin 8.6%, net earnings $10.1M, operating cash flow $78.7M. The chart follows the revenue to costs, profit and cash.

Q2 2025AmountQ/QY/Y
Revenue$157M+3%+10%
Operating profit$13.5M+47%+20%
Net earnings$10.1M+45%+20%
Operating cash flow$78.7M+24%+10%
Free cash flow$77.6M+24%+10%

What changed

Revenue was $157.4M in Q2 2025, up 10% year over year and up 3% from the previous quarter.

Operating profit was $13.5M, a 8.6% margin (up 0.7 points year over year). Of the extra revenue versus a year earlier, 16% reached operating profit, above the 8% margin then. Total costs grew 9% against revenue growth of 10%. The fastest-growing cost line was Other operating costs (+13%). Net earnings were $10.1M, up 20% year over year. The effective tax rate was 24.8%.

Operating cash flow was $78.7M (up 10% year over year), 776% of net earnings. Non-cash charges added back $3.9M of depreciation and amortization and $2.8M of share-based compensation. Working capital and other items added $61.8M. Capital expenditures of $1.0M left free cash flow of $77.6M.

Questions

What was Regional Management's revenue in the second quarter 2025?

Regional Management (RM) reported revenue of $157M for the second quarter 2025 (Q2 2025), +10% from a year earlier and +3% from the quarter before.

Was Regional Management profitable in the second quarter 2025?

Operating profit was $13.5M (8.6% of revenue) and net earnings $10.1M.

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Source: Regional Management 10-Q on SEC EDGAR.