Filing Flows › Regional Management (RM) › Q3 2025
Regional Management (RM) Q3 2025 earnings results (third quarter 2025)
10-Q filed Nov 6, 2025
Regional Management (RM) reported revenue of $165M for the third quarter 2025 (Q3 2025), +13% from a year earlier and +5% from the quarter before. Operating margin was 11.5%, net earnings $14.4M (8.7% of revenue).
Regional Management, Q3 2025: revenue $165M (+13% year over year), operating margin 11.5%, net earnings $14.4M, operating cash flow $86.7M. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $165M | +5% | +13% |
| Operating profit | $19.0M | +41% | +87% |
| Net earnings | $14.4M | +42% | +87% |
| Operating cash flow | $86.7M | +10% | +15% |
| Free cash flow | $85.7M | +10% | +16% |
What changed
Revenue was $165.5M in Q3 2025, up 13% year over year and up 5% from the previous quarter.
Operating profit was $19.0M, a 11.5% margin (up 4.5 points year over year). Of the extra revenue versus a year earlier, 46% reached operating profit, above the 7% margin then. Total costs grew 8% against revenue growth of 13%. The fastest-growing cost line was Other operating costs (+12%). Net earnings were $14.4M, up 87% year over year. The effective tax rate was 24.3%.
Operating cash flow was $86.7M (up 15% year over year), 604% of net earnings. Non-cash charges added back $4.2M of depreciation and amortization and $2.8M of share-based compensation. Working capital and other items added $65.3M. Capital expenditures of $1.0M left free cash flow of $85.7M.
Questions
What was Regional Management's revenue in the third quarter 2025?
Regional Management (RM) reported revenue of $165M for the third quarter 2025 (Q3 2025), +13% from a year earlier and +5% from the quarter before.
Was Regional Management profitable in the third quarter 2025?
Operating profit was $19.0M (11.5% of revenue) and net earnings $14.4M.