Filing Flows › Regional Management (RM) › Q4 2025
Regional Management (RM) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Feb 20, 2026
Regional Management (RM) reported revenue of $170M for the fourth quarter 2025 (Q4 2025), +10% from a year earlier and +3% from the quarter before. Operating margin was 9.5%, net earnings $12.9M (7.6% of revenue).
Regional Management, Q4 2025: revenue $170M (+10% year over year), operating margin 9.5%, net earnings $12.9M, operating cash flow $80.1M. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $170M | +3% | +10% |
| Operating profit | $16.2M | -15% | +27% |
| Net earnings | $12.9M | -10% | +30% |
| Operating cash flow | $80.1M | -8% | +25% |
| Free cash flow | $78.6M | -8% | +26% |
What changed
Revenue was $169.7M in Q4 2025, up 10% year over year and up 3% from the previous quarter.
Operating profit was $16.2M, a 9.5% margin (up 1.3 points year over year). Of the extra revenue versus a year earlier, 23% reached operating profit, above the 8% margin then. Total costs grew 8% against revenue growth of 10%. The fastest-growing cost line was Other operating costs (+15%). Net earnings were $12.9M, up 30% year over year. The effective tax rate was 20.1%.
Operating cash flow was $80.1M (up 25% year over year), 620% of net earnings. Non-cash charges added back $4.5M of depreciation and amortization and $2.8M of share-based compensation. Working capital and other items added $59.8M. Capital expenditures of $1.5M left free cash flow of $78.6M.
Questions
What was Regional Management's revenue in the fourth quarter 2025?
Regional Management (RM) reported revenue of $170M for the fourth quarter 2025 (Q4 2025), +10% from a year earlier and +3% from the quarter before.
Was Regional Management profitable in the fourth quarter 2025?
Operating profit was $16.2M (9.5% of revenue) and net earnings $12.9M.