Filing Flows › Root (ROOT) › Q2 2026
Root (ROOT) Q2 2026 earnings results (second quarter 2026)
10-Q filed Aug 5, 2026
Root (ROOT) reported revenue of $389M for the second quarter 2026 (Q2 2026), +2% from a year earlier and -1% from the quarter before. Operating margin was 8.9%, net earnings $25.4M (6.5% of revenue).
Root, Q2 2026: revenue $389M (+2% year over year), operating margin 8.9%, net earnings $25.4M, operating cash flow $57.5M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $389M | -1% | +2% |
| Operating profit | $34.6M | -15% | +27% |
| Net earnings | $25.4M | -29% | +15% |
| Operating cash flow | $57.5M | +518% | +11% |
What changed
Revenue was $389.2M in Q2 2026, up 2% year over year and down 1% from the previous quarter.
Operating profit was $34.6M, a 8.9% margin (up 1.8 points year over year). Of the extra revenue versus Q2 2025, 116% reached operating profit, above the 7% margin then. Total costs fell 0% while revenue rose 2%. Net earnings were $25.4M, up 15% year over year. The effective tax rate was 0.8%.
Operating cash flow was $57.5M (up 11% year over year), 226% of net earnings. Non-cash charges added back $2.7M of depreciation and amortization and $5.0M of share-based compensation. Working capital and other items added $24.4M.
Questions
What was Root's revenue in the second quarter 2026?
Root (ROOT) reported revenue of $389M for the second quarter 2026 (Q2 2026), +2% from a year earlier and -1% from the quarter before.
Was Root profitable in the second quarter 2026?
Operating profit was $34.6M (8.9% of revenue) and net earnings $25.4M.
Source: Root 10-Q on SEC EDGAR.