Filing Flows › Root (ROOT) › Q3 2025
Root (ROOT) Q3 2025 earnings results (third quarter 2025)
10-Q filed Nov 5, 2025
Root (ROOT) reported revenue of $388M for the third quarter 2025 (Q3 2025), +27% from a year earlier and +1% from the quarter before. Operating margin was 0.1%, net loss $5.4M (1.4% of revenue).
Root, Q3 2025: revenue $388M (+27% year over year), operating margin 0.1%, net loss $5.4M, operating cash flow $57.6M. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $388M | +1% | +27% |
| Operating profit | $300K | -99% | — |
| Net earnings | −$5.4M | -125% | — |
| Operating cash flow | $57.6M | +11% | +17% |
What changed
Revenue was $387.8M in Q3 2025, up 27% year over year and up 1% from the previous quarter.
Operating profit was $300K, a 0.1% margin (down 11.2 points year over year). Operating profit fell $34.1M even though revenue rose $82.1M versus a year earlier, so costs grew faster than sales. Total costs grew 43% against revenue growth of 27%. The fastest-growing cost line was General & admin (+47%). The quarter ended with a net loss of $5.4M, after a profit of $22.0M the previous quarter. Net interest and other expense of $5.3M was the main reason.
Operating cash flow was $57.6M (up 17% year over year). Non-cash charges added back $4.7M of depreciation and amortization and $11.6M of share-based compensation. Working capital and other items added $46.7M.
Questions
What was Root's revenue in the third quarter 2025?
Root (ROOT) reported revenue of $388M for the third quarter 2025 (Q3 2025), +27% from a year earlier and +1% from the quarter before.
Was Root profitable in the third quarter 2025?
Operating profit was $300K (0.1% of revenue) and net loss $5.4M.
Source: Root 10-Q on SEC EDGAR.