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Banco Santander, S.A. (SAN) Q3 2026 earnings results (third quarter 2026)

6-K filed Oct 28, 2026

Banco Santander, S.A. (SAN) reported revenue of $15.9B for the third quarter 2026 (Q3 2026) and +1% from the quarter before. Operating margin was 30.4%, net earnings $3.4B (21.6% of revenue).

Revenue$15.9B
Year over year—
Quarter over quarter+1%
Operating margin30.4%
Net earnings$3.4B

Banco Santander, S.A., Q3 2026: revenue $15.9B, operating margin 30.4%, net earnings $3.4B. The chart follows the revenue to costs, profit and cash.

Q3 2026AmountQ/QY/Y
Revenue$15.9B+1%—
Operating profit$4.8B-2%—
Net earnings$3.4B-2%—

What changed

Revenue was €15.9B in Q3 2026, up 1% from the previous quarter. Brazil was the largest line at 47% of revenue.

Operating profit was €4.8B, a 30.4% margin. Net earnings were €3.4B. The effective tax rate was 28.9%.

Questions

What was Banco Santander, S.A.'s revenue in the third quarter 2026?

Banco Santander, S.A.

Was Banco Santander, S.A. profitable in the third quarter 2026?

Operating profit was $4.8B (30.4% of revenue) and net earnings $3.4B.

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Source: Banco Santander, S.A. 6-K on SEC EDGAR.