Filing Flows › Schwab Charles (SCHW) › Guidance & outlook
Schwab Charles (SCHW) guidance and outlook
Schwab Charles' 10-Q filed Nov 6, 2026 makes 12 forward-looking statements, 0 of them new and 0 no longer said since the filing before.
Guidance and outlook
Forward-looking statements, 10-Q filed Nov 6, 2026
- We also aim to offer a broad range of products and solutions to meet client needs with a focus on transparency, value, and trust.
- updated · Management estimates that investable wealth in the United States (U.S.) (consisting of assets in defined contribution, retail wealth management and brokerage, and RIA channels, along with bank deposits) currently exceeds $90 trillion, which means the Company’s $13.33 trillion in client assets leaves substantial opportunity for growth.
- Integration work is progressing, and we anticipate that incorporating Forge’s private company investment capabilities will enhance our ability to meet the evolving needs of investors across our growing client base.
- The Company’s capital management for consolidated CSC and our banking subsidiaries incorporates measures that are inclusive of AOCI, and we do not anticipate that the proposed rules will have a material impact to the Company’s business, financial condition, or results of operations.
- Schwab establishes the rates paid on client-related liabilities, and management expects that it will generally adjust the rates paid on these liabilities at some fraction of any movement in short-term rates.
- As a result of higher year-to-date spending and total net revenues, we now estimate capital expenditures for full-year 2026 will be slightly higher than our previously disclosed expected range of approximately 3-5% of total net revenues.
- Dynamically-sized balance sheet modeling provides another perspective of the Company’s interest rate risk profile and risk management strategy, incorporating certain expected changes in balance sheet composition and size that may result from changes in interest rates.
- The following table presents the Company’s estimated effective durations, which reflect anticipated future payments, by category:
- To this end, we have established limits and contingency funding plans to support liquidity levels during both business as usual and stressed conditions.
- Rollover risk is the risk that we will not be able to refinance or payoff borrowings as they mature.
- We manage rollover risk on borrowings, taking into account expected principal paydowns on our investment and loan portfolios along with expected deposit flows.
- Schwab is subject to the full LCR rule, which requires the Company to hold high quality liquid assets (HQLA) in an amount equal to at least 100% of the Company’s projected net cash outflows over a prospective 30-calendar-day period of acute liquidity stress, calculated on each business day.
Schwab Charles' latest quarter
Schwab Charles, Q3 2026: revenue $7.2B (+17% year over year), operating margin 52.7%, net earnings $2.9B, operating cash flow $1.6B. The chart follows the revenue to costs, profit and cash.
Questions
What does Schwab Charles expect?
Management estimates that investable wealth in the United States (U.S.) (consisting of assets in defined contribution, retail wealth management and brokerage, and RIA channels, along with bank deposits) currently exceeds $90 trillion, which means the Company’s $13.33 trillion in client assets leaves substantial opportunity for growth.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.