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How Simmons First National (SFNC) makes money
Simmons First National (SFNC) made $251M of revenue in the third quarter 2026 (Q3 2026). Net interest income brought in $204M (81%); Noninterest income brought in $47.2M (19%). Of every dollar of revenue, 23¢ was left as operating profit, 19¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $204M | 81.2% | +2% | — |
| Noninterest income | $47.2M | 18.8% | -2% | — |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $251M | 100.0% |
| Operating profit | $57.0M | 22.7% |
| Income tax | $9.9M | 3.9% |
| Net earnings | $47.1M | 18.8% |
| Operating cash flow | $43.5M | 17.3% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $251M | — |
From Simmons First National's 10-Q filed Nov 4, 2026 (on EDGAR).
Questions
How does Simmons First National make money?
Simmons First National (SFNC) made $251M of revenue in the third quarter 2026 (Q3 2026). Net interest income brought in $204M (81%); Noninterest income brought in $47.2M (19%). Of every dollar of revenue, 23¢ was left as operating profit, 19¢ was left as net earnings.
What is Simmons First National's biggest business?
Net interest income: $204M in the third quarter 2026, 81% of revenue.
What is Simmons First National's profit margin?
Net earnings were $47.1M, 18.8% of revenue, in the third quarter 2026; the operating margin was 22.7%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.