Filing Flows › SHF Holdings (SHFS) › Guidance & outlook
SHF Holdings (SHFS) guidance and outlook
SHF Holdings' 10-Q filed Nov 9, 2026 makes 21 forward-looking statements.
Guidance and outlook
Forward-looking statements, 10-Q filed Nov 9, 2026
- Instead, we provide compliance monitoring, onboarding, and reporting services that allow our financial institution clients to accept and maintain CRB deposit accounts in a manner consistent with Bank Secrecy Act (“BSA”) requirements, FinCEN guidance, and applicable anti-money laundering regulations.
- On June 17, 2026, Nasdaq published guidance on the Nasdaq Listing Center (identification number 1877) stating that state-licensed medical marijuana companies that register with the DEA and operate in compliance with federal law are eligible to list on Nasdaq if they can provide an opinion of counsel from a law firm, acceptable to Nasdaq, with expertise in controlled substance regulatory compliance confirming that…
- We intend to evaluate all available options to regain compliance, including a further reverse stock split, which would require stockholder approval.
- There can be no assurance that definitive agreements will be executed, that the Proposed Transaction will be completed before April 19, 2027, or at all, or that it would result in our regaining or maintaining compliance with Nasdaq listing requirements.
- There can be no assurance that we will regain compliance with the minimum bid price requirement or maintain compliance with any other Nasdaq listing requirement.
- This increase is expected to have a favorable impact on the yield earned on the Company’s investable deposits and may contribute to higher investment income in future periods.
- Based on our average investable deposit base at September 30, 2026, the Company estimates that a 25-basis-point increase in the federal funds by the Federal Reserve would contribute approximately $0.2 million in incremental annualized investment income.
- The Company expects compensation and employee benefits associated with its Managed Services personnel to continue at an annualized rate of approximately $0.5 million as it develops this business.
- As described in our Annual Report on Form 10-K for the year ended December 31, 2025, we had expected professional services costs to decline from 2025 levels as non-recurring matters were completed.
- We expect professional services expense to increase in the fourth quarter of 2026 and to remain elevated in future periods.
- In addition, the Company remeasured its expected liability under ASC 326 and benefited from a risk reduction on certain loans as of September 30, 2026, resulting in a reduction of the financial indemnification liability, which was also recognized as a credit benefit.
- At the time of receipt, the Company anticipated recovering at least $1.5 million from the eventual sale of these shares.
SHF Holdings' latest quarter
SHF Holdings, Q3 2026: revenue $2.0M (+6% year over year), operating margin -51.3%, net loss $979K, operating cash flow −$1.2M. The chart follows the revenue to costs, profit and cash.
Questions
What does SHF Holdings expect?
Instead, we provide compliance monitoring, onboarding, and reporting services that allow our financial institution clients to accept and maintain CRB deposit accounts in a manner consistent with Bank Secrecy Act (“BSA”) requirements, FinCEN guidance, and applicable anti-money laundering regulations. On June 17, 2026, Nasdaq published guidance on the Nasdaq Listing Center (identification number 1877) stating that state-licensed medical marijuana companies that register with the DEA and operate in compliance with federal law are eligible to list on Nasdaq if they can provide an opinion of counse
Updated Nov 9, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.