Filing Flows › SoFi Technologies (SOFI) › Q2 2026 › vs Q2 2025
SoFi Technologies (SOFI) Q2 2026 vs Q2 2025 (year over year)
SoFi Technologies's revenue rose $364M (+43%) from $855M in Q2 2025 to $1.2B in Q2 2026. Operating margin 16.8% against 13.1% (+3.6 pts).
SoFi Technologies, Q2 2026: revenue $1.2B (+42% year over year), operating margin 16.8%, net earnings $157M, operating cash flow −$3.9B. The chart draws each line against Q2 2025, the increases inside each band.
Margins
| Q2 2026 | Q2 2025 | Change | |
|---|---|---|---|
| Operating margin | 16.8% | 13.1% | +3.6 pts |
| Net margin | 12.8% | 11.4% | +1.5 pts |
Every line
| Line | Q2 2026 | Q2 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $1.2B | $855M | $364M | +43% |
| Operating profit | $204M | $112M | $92.1M | +82% |
| Costs & expenses | $1.0B | $743M | $272M | +37% |
| Pre-tax earnings | $204M | $112M | $92.1M | +82% |
| Cost of revenue | $200M | $150M | $49.7M | +33% |
| Research & development | $191M | $152M | $39.1M | +26% |
| Sales & marketing | $392M | $265M | $128M | +48% |
| General & admin | $217M | $165M | $51.4M | +31% |
| Other operating costs | $13.8M | $10.0M | $3.7M | +37% |
| Net earnings | $157M | $97.3M | $59.3M | +61% |
| Income tax | $47.7M | $14.9M | $32.8M | +220% |
| Operating cash sources | $4.2B | $1.7B | $2.5B | +149% |
| Depreciation & amortization | $73.1M | $56.7M | $16.4M | +29% |
| Share-based compensation | $76.9M | $63.3M | $13.6M | +22% |
| Cash used in operations | $3.9B | $1.5B | $2.4B | +165% |
| Working capital & other | $4.2B | $1.7B | $2.5B | +149% |
Questions
How much did SoFi Technologies's revenue grow year over year in Q2 2026?
SoFi Technologies's revenue rose $364M (+43%) from $855M in Q2 2025 to $1.2B in Q2 2026. Operating margin 16.8% against 13.1% (+3.6 pts).