Filing Flows › Standard Premium Finance Holdings (SPFX) › Q2 2026 › vs Q1 2026
Standard Premium Finance Holdings (SPFX) Q2 2026 vs Q1 2026 (quarter over quarter)
Standard Premium Finance Holdings's revenue rose $145K (+4%) from $3.3M in Q1 2026 to $3.5M in Q2 2026. The biggest changes: Finance charges +$139K (+5%); Late charges +$14K (+5%); Origination fees −$8K (-7%). Operating margin 14.2% against 17.0% (-2.8 pts).
Standard Premium Finance Holdings, Q2 2026: revenue $3.5M (+11% year over year), operating margin 14.2%, net earnings $376K, operating cash flow −$69K. The chart draws each line against Q1 2026, the increases inside each band.
Margins
| Q2 2026 | Q1 2026 | Change | |
|---|---|---|---|
| Operating margin | 14.2% | 17.0% | -2.8 pts |
| Net margin | 10.9% | 12.3% | -1.5 pts |
Every line
| Line | Q2 2026 | Q1 2026 | Change | % |
|---|---|---|---|---|
| Finance charges | $3.1M | $2.9M | $139K | +5% |
| Late charges | $308K | $294K | $14K | +5% |
| Origination fees | $94K | $102K | −$8K | -7% |
| Revenue | $3.5M | $3.3M | $145K | +4% |
| Operating profit | $492K | $563K | −$71K | -13% |
| Costs & expenses | $3.0M | $2.8M | $216K | +8% |
| Pre-tax earnings | $492K | $563K | −$71K | -13% |
| Net earnings | $376K | $408K | −$32K | -8% |
| Income tax | $116K | $154K | −$38K | -25% |
| Operating cash sources | $454K | −$1.9M | $2.3M | — |
| Depreciation | $9K | $8K | $1K | +12% |
| Share-based compensation | $1K | $1K | $0 | 0% |
| Cash used in operations | $69K | −$2.3M | $2.4M | — |
| Working capital & other | $454K | −$1.9M | $2.3M | — |
Questions
How much did Standard Premium Finance Holdings's revenue grow quarter over quarter in Q2 2026?
Standard Premium Finance Holdings's revenue rose $145K (+4%) from $3.3M in Q1 2026 to $3.5M in Q2 2026.
What drove Standard Premium Finance Holdings's revenue change in Q2 2026?
Finance charges +$139K (+5%); Late charges +$14K (+5%); Origination fees −$8K (-7%).