Filing Flows › Standard Premium Finance Holdings (SPFX) › Q2 2026
Standard Premium Finance Holdings (SPFX) Q2 2026 earnings results (second quarter 2026)
10-Q filed Aug 10, 2026
Standard Premium Finance Holdings (SPFX) reported revenue of $3.5M for the second quarter 2026 (Q2 2026), +11% from a year earlier and +4% from the quarter before. Operating margin was 14.2%, net earnings $376K (10.9% of revenue).
Standard Premium Finance Holdings, Q2 2026: revenue $3.5M (+11% year over year), operating margin 14.2%, net earnings $376K, operating cash flow −$69K. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $3.5M | +4% | +11% |
| Operating profit | $492K | -13% | +42% |
| Net earnings | $376K | -8% | +46% |
| Operating cash flow | −$69K | -103% | -105% |
What changed
Revenue was $3.5M in Q2 2026, up 11% year over year and up 4% from the previous quarter. Finance charges was the largest line at 88% of revenue. Finance charges added $303K year over year (up 11%), 88% of the total change. Origination fees declined 6%.
Operating profit was $492K, a 14.2% margin (up 3.1 points year over year). Of the extra revenue versus Q2 2025, 42% reached operating profit, above the 11% margin then. Total costs grew 7% against revenue growth of 11%. Net earnings were $376K, up 46% year over year. The effective tax rate was 23.6%.
Operating cash flow was −$69K. Non-cash charges added back $9K of depreciation and $1K of share-based compensation. Working capital and other items used $454K. Capital expenditures of −$2K exceeded it, leaving free cash flow of −$67K.
Questions
What was Standard Premium Finance Holdings' revenue in the second quarter 2026?
Standard Premium Finance Holdings (SPFX) reported revenue of $3.5M for the second quarter 2026 (Q2 2026), +11% from a year earlier and +4% from the quarter before.
Was Standard Premium Finance Holdings profitable in the second quarter 2026?
Operating profit was $492K (14.2% of revenue) and net earnings $376K.
Source: Standard Premium Finance Holdings 10-Q on SEC EDGAR.