Filing Flows › Standard Premium Finance Holdings (SPFX) › Q2 2026 › vs Q2 2025
Standard Premium Finance Holdings (SPFX) Q2 2026 vs Q2 2025 (year over year)
Standard Premium Finance Holdings's revenue rose $346K (+11%) from $3.1M in Q2 2025 to $3.5M in Q2 2026. The biggest changes: Finance charges +$303K (+11%); Late charges +$50K (+19%); Origination fees −$6K (-6%). Operating margin 14.2% against 11.1% (+3.1 pts).
Standard Premium Finance Holdings, Q2 2026: revenue $3.5M (+11% year over year), operating margin 14.2%, net earnings $376K, operating cash flow −$69K. The chart draws each line against Q2 2025, the increases inside each band.
Margins
| Q2 2026 | Q2 2025 | Change | |
|---|---|---|---|
| Operating margin | 14.2% | 11.1% | +3.1 pts |
| Net margin | 10.9% | 8.3% | +2.6 pts |
Every line
| Line | Q2 2026 | Q2 2025 | Change | % |
|---|---|---|---|---|
| Finance charges | $3.1M | $2.8M | $303K | +11% |
| Late charges | $308K | $258K | $50K | +19% |
| Origination fees | $94K | $101K | −$6K | -6% |
| Revenue | $3.5M | $3.1M | $346K | +11% |
| Operating profit | $492K | $345K | $146K | +42% |
| Costs & expenses | $3.0M | $2.8M | $199K | +7% |
| Pre-tax earnings | $492K | $345K | $146K | +42% |
| Net earnings | $376K | $258K | $118K | +46% |
| Income tax | $116K | $87K | $29K | +33% |
| Operating cash sources | $454K | −$1.2M | $1.7M | — |
| Depreciation | $9K | $10K | −$1K | -7% |
| Share-based compensation | $1K | $0 | $1K | — |
| Cash used in operations | $69K | −$1.5M | $1.6M | — |
| Working capital & other | $454K | −$1.2M | $1.7M | — |
Questions
How much did Standard Premium Finance Holdings's revenue grow year over year in Q2 2026?
Standard Premium Finance Holdings's revenue rose $346K (+11%) from $3.1M in Q2 2025 to $3.5M in Q2 2026.
What drove Standard Premium Finance Holdings's revenue change in Q2 2026?
Finance charges +$303K (+11%); Late charges +$50K (+19%); Origination fees −$6K (-6%).