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SouthState Bank (SSB) guidance and outlook

SouthState Bank's 10-Q filed Oct 30, 2026 makes 7 forward-looking statements.

Guidance and outlook

7 statements; tone -0.57 (−1 all cautious, +1 all confident); 1 hedged.

Forward-looking statements, 10-Q filed Oct 30, 2026

This includes the impact of the Iran conflict, immigration reform, tariff changes and changes in regulation and supervision, including the proposal, modification, rescission, or withdrawal of regulation or guidance, or changes in supervisory approaches and enforcement of rules and guidance applicable to us, including those described below.
SouthState utilizes economic forecasts provided by a third-party service provider and applies probability weightings to multiple economic scenarios based on management's assessment of economic and market conditions.
This analysis is hypothetical and does not represent management's estimate of expected credit losses as of September 30, 2026.
In addition, we have the ability and intent to hold these securities within the portfolio until maturity or until the value recovers, and we believe that it is more likely than not that we will not be required to sell these securities prior to recovery.
There can be no assurance that we will not conclude in future periods that conditions existing at that time indicate some or all of our securities may be sold or would require a charge to earnings as a provision for credit losses in such periods.
Management continues to utilize a probability-weighted blend of baseline, upside, and adverse economic scenarios in estimating expected credit losses.
The impact of the Current Expected Credit Loss (CECL) standard, merger activity, and global events on our allowance for credit losses;

SouthState Bank's latest quarter

SouthState Bank, Q3 2026: revenue $685M (-2% year over year), operating margin 42.4%, net earnings $224M, operating cash flow $760M. The chart follows the revenue to costs, profit and cash.

Questions

What does SouthState Bank expect?

This includes the impact of the Iran conflict, immigration reform, tariff changes and changes in regulation and supervision, including the proposal, modification, rescission, or withdrawal of regulation or guidance, or changes in supervisory approaches and enforcement of rules and guidance applicable to us, including those described below. SouthState utilizes economic forecasts provided by a third-party service provider and applies probability weightings to multiple economic scenarios based on management's assessment of economic and market conditions. This analysis is hypothetical and does not

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.