Filing Flows › SouthState Bank (SSB) › How it makes money
How SouthState Bank (SSB) makes money
SouthState Bank (SSB) made $685M of revenue in the third quarter 2026 (Q3 2026), -2% from a year earlier. Net interest income brought in $592M (86%); Noninterest income brought in $93.9M (14%). Of every dollar of revenue, 42¢ was left as operating profit, 33¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $592M | 86.3% | +3% | -1% |
| Noninterest income | $93.9M | 13.7% | -3% | -5% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $685M | 100.0% |
| Operating profit | $290M | 42.4% |
| Income tax | $66.5M | 9.7% |
| Net earnings | $224M | 32.7% |
| Operating cash flow | $760M | 110.9% |
| Free cash flow | $739M | 107.8% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $685M | -2% |
From SouthState Bank's 10-Q filed Oct 30, 2026 (on EDGAR).
Questions
How does SouthState Bank make money?
SouthState Bank (SSB) made $685M of revenue in the third quarter 2026 (Q3 2026), -2% from a year earlier. Net interest income brought in $592M (86%); Noninterest income brought in $93.9M (14%). Of every dollar of revenue, 42¢ was left as operating profit, 33¢ was left as net earnings.
What is SouthState Bank's biggest business?
Net interest income: $592M in the third quarter 2026, 86% of revenue, -1% from a year earlier.
What is SouthState Bank's profit margin?
Net earnings were $224M, 32.7% of revenue, in the third quarter 2026; the operating margin was 42.4%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.