Filing Flows › S&T Bancorp (STBA) › Q3 2026 › vs Q3 2025
S&T Bancorp (STBA) Q3 2026 vs Q3 2025 (year over year)
S&T Bancorp's revenue rose $4.8M (+5%) from $103M in Q3 2025 to $108M in Q3 2026. The biggest changes: Net interest income +$3.9M (+4%); Noninterest income +$900K (+7%). Operating margin 45.2% against 42.6% (+2.7 pts).
S&T Bancorp, Q3 2026: revenue $108M (+5% year over year), operating margin 45.2%, net earnings $38.6M, operating cash flow $67.9M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 45.2% | 42.6% | +2.7 pts |
| Net margin | 35.8% | 33.9% | +1.9 pts |
| Free cash flow margin | 61.9% | 39.9% | +22.0 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $93.1M | $89.2M | $3.9M | +4% |
| Noninterest income | $14.7M | $13.8M | $900K | +7% |
| Revenue | $108M | $103M | $4.8M | +5% |
| Operating profit | $48.7M | $43.8M | $4.9M | +11% |
| Costs & expenses | $59.1M | $59.2M | −$116K | -0.2% |
| Pre-tax earnings | $48.7M | $43.8M | $4.9M | +11% |
| Noninterest expense | $57.6M | $56.4M | $1.3M | +2% |
| Other operating costs | $1.4M | $2.8M | −$1.4M | -49% |
| Net earnings | $38.6M | $35.0M | $3.6M | +10% |
| Income tax | $10.1M | $8.9M | $1.3M | +14% |
| Working capital & other | $29.3M | $6.7M | $22.6M | +338% |
| Operating cash flow | $67.9M | $41.7M | $26.3M | +63% |
| Free cash flow (OCF − capex) | $66.7M | $41.0M | $25.6M | +62% |
| Capital expenditures | $1.2M | $604K | $610K | +101% |
Questions
How much did S&T Bancorp's revenue grow year over year in Q3 2026?
S&T Bancorp's revenue rose $4.8M (+5%) from $103M in Q3 2025 to $108M in Q3 2026.
What drove S&T Bancorp's revenue change in Q3 2026?
Net interest income +$3.9M (+4%); Noninterest income +$900K (+7%).