Filing Flows › S&T Bancorp (STBA) › Q3 2026
S&T Bancorp (STBA) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 5, 2026
S&T Bancorp (STBA) reported revenue of $108M for the third quarter 2026 (Q3 2026), +5% from a year earlier and +2% from the quarter before. Operating margin was 45.2%, net earnings $38.6M (35.8% of revenue).
S&T Bancorp, Q3 2026: revenue $108M (+5% year over year), operating margin 45.2%, net earnings $38.6M, operating cash flow $67.9M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $108M | +2% | +5% |
| Operating profit | $48.7M | +7% | +11% |
| Net earnings | $38.6M | +5% | +10% |
| Operating cash flow | $67.9M | +144% | +63% |
| Free cash flow | $66.7M | +147% | +62% |
What changed
Revenue was $107.8M in Q3 2026, up 5% year over year and up 2% from the previous quarter. Net interest income was the largest line at 86% of revenue. Net interest income added $3.9M year over year (up 4%), 81% of the total change.
Operating profit was $48.7M, a 45.2% margin (up 2.7 points year over year). Of the extra revenue versus a year earlier, 102% reached operating profit, above the 43% margin then. Total costs fell 0% while revenue rose 5%. Net earnings were $38.6M, up 10% year over year. The effective tax rate was 20.8%.
Operating cash flow was $67.9M (up 63% year over year), 176% of net earnings. Working capital and other items added $29.3M. Capital expenditures of $1.2M left free cash flow of $66.7M.
Questions
What was S&T Bancorp's revenue in the third quarter 2026?
S&T Bancorp (STBA) reported revenue of $108M for the third quarter 2026 (Q3 2026), +5% from a year earlier and +2% from the quarter before.
Was S&T Bancorp profitable in the third quarter 2026?
Operating profit was $48.7M (45.2% of revenue) and net earnings $38.6M.
Source: S&T Bancorp 10-Q on SEC EDGAR.