Filing Flows › Stewart Information Services (STC) › Q3 2025
Stewart Information Services (STC) Q3 2025 earnings results (third quarter 2025)
10-Q filed Nov 6, 2025
Stewart Information Services (STC) reported revenue of $797M for the third quarter 2025 (Q3 2025), +19% from a year earlier and +10% from the quarter before. Operating margin was 7.7%, net earnings $44.3M (5.6% of revenue).
Stewart Information Services, Q3 2025: revenue $797M (+19% year over year), operating margin 7.7%, net earnings $44.3M, operating cash flow $92.6M. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $797M | +10% | +19% |
| Operating profit | $61.2M | +31% | +43% |
| Net earnings | $44.3M | +39% | +47% |
| Operating cash flow | $92.6M | +73% | +22% |
| Free cash flow | $73.6M | +90% | +9% |
What changed
Revenue was $796.9M in Q3 2025, up 19% year over year and up 10% from the previous quarter.
Operating profit was $61.2M, a 7.7% margin (up 1.3 points year over year). Of the extra revenue versus a year earlier, 14% reached operating profit, above the 6% margin then. Total costs grew 18% against revenue growth of 19%. Net earnings were $44.3M, up 47% year over year. The effective tax rate was 21.2%.
Operating cash flow was $92.6M (up 22% year over year), 192% of net income including minority interests. Non-cash charges added back $15.4M of depreciation and amortization and $4.1M of share-based compensation. Working capital and other items added $24.9M. Capital expenditures of $19.1M left free cash flow of $73.6M.
Questions
What was Stewart Information Services' revenue in the third quarter 2025?
Stewart Information Services (STC) reported revenue of $797M for the third quarter 2025 (Q3 2025), +19% from a year earlier and +10% from the quarter before.
Was Stewart Information Services profitable in the third quarter 2025?
Operating profit was $61.2M (7.7% of revenue) and net earnings $44.3M.