Filing Flows › Stewart Information Services (STC) › Q4 2025
Stewart Information Services (STC) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Feb 27, 2026
Stewart Information Services (STC) reported revenue of $791M for the fourth quarter 2025 (Q4 2025), +19% from a year earlier and -0.8% from the quarter before. Operating margin was 6.5%, net earnings $36.3M (4.6% of revenue).
Stewart Information Services, Q4 2025: revenue $791M (+19% year over year), operating margin 6.5%, net earnings $36.3M, operating cash flow $89.5M. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $791M | -0.8% | +19% |
| Operating profit | $51.7M | -15% | +46% |
| Net earnings | $36.3M | -18% | +60% |
| Operating cash flow | $89.5M | -3% | +32% |
| Free cash flow | $62.3M | -15% | +12% |
What changed
Revenue was $790.6M in Q4 2025, up 19% year over year and down 1% from the previous quarter.
Operating profit was $51.7M, a 6.5% margin (up 1.2 points year over year). Of the extra revenue versus a year earlier, 13% reached operating profit, above the 5% margin then. Total costs grew 17% against revenue growth of 19%. Net earnings were $36.3M, up 60% year over year. The effective tax rate was 20.9%.
Operating cash flow was $89.5M (up 32% year over year), 219% of net income including minority interests. Non-cash charges added back $15.2M of depreciation and amortization and $4.1M of share-based compensation. Working capital and other items added $29.3M. Capital expenditures of $27.2M left free cash flow of $62.3M.
Questions
What was Stewart Information Services' revenue in the fourth quarter 2025?
Stewart Information Services (STC) reported revenue of $791M for the fourth quarter 2025 (Q4 2025), +19% from a year earlier and -0.8% from the quarter before.
Was Stewart Information Services profitable in the fourth quarter 2025?
Operating profit was $51.7M (6.5% of revenue) and net earnings $36.3M.